To be honest, I'm a money junkie...well, technically, a book junkie. I am working on budgeting before I go off to live on my own in the wild, wild world.
my sleeping problems are chemical based. not enough of one and too much of another. I would take melatonin but people with fibro are not supposed to. So I go around tired most of the time which is why the coke and coffee. Used to drink iced tea hot or cold but can't because of an alergy to citrus. I have a husband who is a credit junky. doesn't spend cash but give him a credit card and he is off. I had to call and tell the one card we have not to up the limit. They were going to give him a $10,000. limit. Fortunately we pay it off pretty quick but without the card we would save almost every penny.
That's why I keep telling myself no credit cards - if I do, I'd think I would be over my head in just a few hours...sad, I know.
My problem stems from when my children were born 2 months early. Being premature it was 3 hourly feeds so it became habit to never sleep. Hard to break but I drank a lot of coffee as well to keep me awake. Now I'm having to start with the coffee then work on the rest of it to see how I go.