Ok, I've decided that Tom Doherty Associates, LLC (which owns Tor Books and multiple other publishers) will be the first place I send in my submission. They ask for a cover letter, synopsis, a self adressed stamped envelope and the first three chapters or if they are long then send the first forty to sixty pages provided it's under ten-thousand words. They take four to six months to reply due to the number of submission they get each year. So I have the plot of my novel completely figured out and out-lined but as far as actually typing it up goes, so all that needs to be done is actually typing it out. At this moment finishing up my third chapter tonight out of the total thirteen chapters. Going at my current rate (at least two thousand words a day) I should finish it well before half the time it takes them to reply. So I was thinking about going ahead and sending in my submission now (or when I get a ink cartridge for my printer) and finishing up the novel while waiting for a reply. Do you guys think that's a good idea or should I complete my novel and then send in the submission?