I looked at payment methods of a number of Indie Publishers/distributors (especially aggregators with multiple distribution channels) and came away disappointed. Not that I'm not interested in time travel, but I think paying authors in the 21st century should use 21st century methods. To wit: direct deposit (DD) to the author's bank of choice. Amazon and Create Space (pretty much the same thing, any more) pay by DD. Draft2Digital, a newer and smaller platform, offers both Paypal and DD. The older Indie Publishers/aggregators such as Smashwords, refuse to pay via DD, and when asked refuse to offer any sensible reason. At least in my opinion, "Paypal is secure" is a nonsensical response when asked about direct deposit since banks, I believe, are much more secure than stand-alone processors. Unless it's changed in five years since I closed my account with them, they still collect their fees from account holders and make them beg for their own money before it is released from the Paypal holding pen. I'm not an expert, but my understanding is that ACH, the banking industry standard for electronic funds transfers, costs less and is more efficient than credit card or other types of payment processing. A google search for "ACH processing fees" brings back more than 290,000 articles on the issue, so anyone wanting information can easily grab some. I know some people absolutely love Paypal or some other payment processing service, and I'm not suggesting you give up your romantic interests. I just think that when reducing payment processing fees for publishing/distributing platforms could increase royalty payments for authors. With that in mind I hope you wont' hate me for pointing out their drawbacks.