Licensed, Bonded and Insured

I'm a tradesman when I must be and I object to being cornered into one specialty trade by useless regulation and legal foolishness. If a person hires a tradesman who is not licensed, bonded and insured vs one who is, what do they gain or lose? A guarantee. The opportunity to litigate if the job is not done to their satisfaction. Is that worth the extra up-front money? Just because someone has all the correct paperwork doesn't mean they're not an idiot.

I've never blogged before and I'll probably get tired of it shortly but for right now it's a good way to let off steam.