Just read on the front page of AOL that a Missouri man won a $258 million dollar (USD) PowerBall Lottery. That's approximately 167.7 million pounds sterling. Yay! (Grrr!) Here's the question: These big-daddy lotteries always give the option of taking all the money at once or spreading it out every a period of time. In this case the payment option is for 30 payments across twenty nine years. Choose that option and you get all the money. Or you can take one lump sum. Always a smaller amount. In this case it would be $124 million and some-odd change. Approximately 80.6 million pounds sterling. I've had this discussion with my mum who is an accountant and she has her opinion, I have mine. What's your opinion?